Financing a Log Home

When you are ready to start looking at financing for your log home, a good place to start is at your local bank, where they already know you.  In some cases, your local bank may not be familiar with log homes.  That is when you should contact a mortgage company that specializes in financing log homes. 

Ward does not offer financing directly. This list is a starting point of lenders who have financed log and hybrid homes in the past. If your bank has any questions about our log homes, please have them contact us.

Last updated: January 2026

A simple way to start

1. Talk with a lender early so you know your range 
2. Share your plan and package details as you narrow choices
3. Keep a contingency for site work and upgrades

What your lender will usually need

• Floor plans and basic specs
• Your Ward materials package details (what’s included and the package price)
• Builder information (or your plan if you’re acting as the general contractor)
• A working budget that includes site work, foundation, utilities, and finishes
• A build timeline and an estimated draw schedule